chenchen

online payment is a form of , Tiffany 1837 Three Diamond Ring, electronic payment, which is provided by third parties to pay the bank the interface between the real-time payment, this approach has the advantage of the funds directly from the user's bank card transfer to the site accounts, remittance immediately arrival, without human confirmation. Between customers and merchants can use credit cards, electronic wallets, electronic checks and electronic cash and other electronic payment methods for online payment, electronic payment by way of online transactions cost savings.

directory

theories Theory of research data showing the provider of online payment from the point of view, the current non-bank financial structure and non-financial enterprises have yet to intervene, mainly because some commercial banks and central bank affiliates ( such as bank card information exchange center). Online payment business from the situation, the bank offers online payment services have been involved in BtoC, BtoB e-commerce. In BtoC e-commerce, e-banking platform with BtoC suppliers, providing consumers with payment and settlement services; in BtoB e-commerce, banking on the support of BtoB clearing business from a simple on-line for business users

online payment

transfer clearing and settlement services, the development of enterprises involved in the procurement and distribution system, means of payment and settlement , Return to tiffany heart tag charm, of the transfer function from a simple combination of enterprise development to comprehensive credit line of online credit services. The form of online payment technology from BtoC see SSL-based payment system is the mainstream form of online payment, online payment of SET-based development is relatively slow. China Merchants Bank also provides SSL-based small online payments and unlimited digital certificate-based pay, the current form of development is good. Overall, China's banking online payment system is still in the early stages of development, there are still many problems: most banks can not provide a national network of online payment services; in the realization of the traditional payment system online payment system reform process, banks lack of cooperation among their own way, do not form a large payment gateway, online payment and settlement system, smaller coverage; online payment services, poor standards, data , Elsa peretti bottle round bottle pendant, transmission and processing standards are not uniform; online banking legal framework for the urgent sound, a sound and so on. In addition, the development of China's online payment system from the social credit system is also subject to the restrictions and other factors. Credit is the key prerequisite for development of electronic commerce. However, the credit system of the present status quo of view, society as a whole credit system is not perfect, seriously affected the market players the security of e-commerce to enhance the awareness level; also developed basic communication facilities, low level of enterprise information and other factors constraints, the development of online payment system can be described as long way to go. However, we should see , Elsa Peretti Round earrings, that, corresponding to the status of e-commerce development in China, the current payment system has been in BtoC can basically meet the actual needs. Although the bank payment system is the key to support e-commerce development, but the banks just as the role of intermediary organizations to provide settlement services. In many current policies, regulations, standards have not yet formulated a sound social credit system is not the case, expect banks to take risks ahead of the establishment of a comprehensive online billing system is unrealistic, this for one. Second, the short term, despite the technical , Elsa Peretti tag pendant, standards, certification center, and the establishment of payment gateway online payment system still restricts the building. But with China's development of e-commerce and online banking, leading to selection arising from market leading companies (banks) will be generated by these leading enterprises to develop industry standards authority will be gradually established. In this case, the companies will cross-certification between the online payment system to strengthen the construction and development. Finally, after further selection and , Paloma's x charm, testing the market, with vitality and authority of the few companies will be through negotiation and consultation to develop uniform technical standards. Third, the central bank is now working with national legislative bodies to take a positive attitude and promote the development of online payment services, online banking, management methods are also forthcoming, the online payment on the legal framework is taking shape, which will further promote the development of online payment and settlement systems . Fourth, to the final completion of comprehensive online payment system to support sophisticated e-commerce operation, to be the banking network to achieve a national inter-bank clearing system built. Currently, China's commercial banks are actively accelerating their online payment and settlement system construction, it is foreseeable in the near future, an effective e-commerce development in China supporting the online payment system will build up. Data show the following through the Internet from the famous Center for Economic Research - iRresearch IResearch online payment on the 2005 Research Report on China's specific data to look at the development of online payment in China: The introduction of paid training through a slow phase, gradually entering the stage of fast growth. To promote the rational knowledge of the market people, and promote the market faster and mature, well-known Internet Center for Economic Research - iRresearch , Elsa peretti wedding band ring, Ereli market Consultation took six months time on the online payment market in China specializing in research, and was officially released the the lack of secondary , Tiffany Elsa Peretti charm bracelet, data for reference, together with the sensitivity of the amount paid online, all kinds of very difficult to obtain accurate data, this use of four researchers iResearch, which lasted six months, the major domestic online payment dozens of related companies in-depth interviews, objective and true understanding of the current development of China's online payment market situation, and through a large number of online survey research on the use of the user's online payment, satisfaction and consumer orientation in a professional analysis, eager to learn Chinese online payment market individuals and companies to provide accurate reference. driven by a powerful e-commerce development, online payment of personal rapid development of the market size. growth in the size of 75 billion with an annual compound growth rate (CAGR) to 102.7%. of 2004 the market structure of online payment, online payment via personal users 7.5 billion in total transactions, game cards, aviation tickets, online shopping, online on behalf of education and so had a high share of fees, rates were 22.7%, 20.0%, 17.3%, 14.7% and 13.3% respectively. along with e-commerce online payment on demand, third-party payment platform market is growing extremely rapidly, third-party payment platform in China in 2004 was 2.3 billion market size, , Tiffany Heart Tag Key Ring, the average annual compound growth rate (CAGR) to 143.1%, representing the proportion of the online payment market, 30.8%. According to iResearch forecasts, 2007 third-party online payment platform in China market scale will reach 21.5 billion or so. Ereli studies suggest that 2005-2010 will be China's online payment market in a growth phase. the next few years the , Tiffany Paloma Picasso Dove earrings, Chinese online payment market will grow rapidly and are and will experience an unprecedented historical change. online payment will be more intense competition in the industry, 2005 was the first year of online payment, third-party online payment platform competition in the market heating up. I believe along with online shopping, airline tickets, education (online education and online test registration, etc.), online on behalf of the fees, online game (point card), digital publishing industry, as well as online payment of these industries rely on a great demand and the next few years, the market size of online payment to continue to expand, iResearch forecast 2007 personal online payment market in China more than 600 billion yuan. payments